You can either opt to change to the new card(picture above) or use your old existing BOC Family Card. The terms will be the same just that the new card will have an inbuild ATU Nets Flashpay function. The new card is not free though, you will need to pay $20 for it.
You will get the usual 0.5% cash rebate if you spend less than $500 for each billing cycle(for all retail purchase). The good part is that you will get 7% cash rebate(not including the 0.5% base thanks to a notification from one of my readers) on dinning for all Singapore and overseas transactions made at all restaurants, cafes and fast food restaurants excluding all food and beverage spend within hotels and wedding banquet held in hotels. The rebate per billing cycle is capped $100. You can spend between $500- $1333 on dinning to get the 7% rebate.
Besides that, you will also get 5% rebate for all supermarket and hospital bill spending. Do note though that for hospital bill, you will need to pay over the counter and not online. I don't really need another supermarket rebate card as I am currently getting a much better rebate percentage(will do another post on this).
Another good addition is the 5% cash rebate on Nets FlashPay ATU. The rebate is awarded for up to four top ups per card account per billing cycle. Do note however there is a total ATU fee of 50 cts for each ATU transaction. A $50 top up will incur a 1% fee which means effectively, you will be getting a 4% net rebate from ATU.
There is also a 1% Telecommunication rebate which is not as good as just paying online and getting the 7% straight from SCB Singpost card.
All in all, I think this new revised BOC Family Card has just killed OCBC 365, CIMB Signature and other existing dining rebate card, mainly because of the 7% rebate and their non stringent terms and condition. Do note you can spend $100 on dinning, $100 on hospital bill, $300 on supermarket and get 7% for your dinning and 5% for both your hospital and supermarket bills.
I will be using this card for dinning from 17th of April onward.
Hi can you provide the link to this? The BOC website doesn't seem to report this promotion
ReplyDeleteHi, I have attached a link in the first paragraph of the post.
DeleteHi the max cash rebate is 100 per billing cycle which means that the max cash rebate is 100 every 3 months? That's quite little
ReplyDeleteOne billing cycle is one month period. Which means one month you can spend min $500 or max $1333.33 to get the 7.5% rebate.
DeleteI believe that the effective rebate for dining should be 7% instead of 7.5%? You either earn (a) Base Cash Rebate, or (b) Family Cash Rebate. Another more telling indicator that the mentioned Family Cash Rebates are not in addition of the Base Cash Rebate 0.5%, is under (b)(vii) 0.5% cash rebate on all other retail purchases.
ReplyDeleteHi Linus, thanks for the correction!
DeleteHi, can I ask, so it means that as long as I spend $500 on anything, I will get 7% dining and 5% supermarket rebate?
ReplyDeletehi, yes. But it will be more efficient if you spending the $500 purely on dinning to get the 7%. You can also spend $500 on MRT ATU topup, Dinning, Hospital bills, supermarket etc to get the individual rebate.
Delete
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ReplyDeleteHello ,
Am Mrs Cynthia corvin . Am a lady with a great testimony I live in USA and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave happiness to me and my family, i was in need of a loan of $360,000.00 to start my life all over as i am a mother with 2 kids I met this honest and GOD fearing man loan lender that help me with a loan of $360,000.0.Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs cynthia corvin, that refer you to him. contact Mr.Muhammad,via email:- feroozsuptoo@outlook.com
Is retail purchase at guardian entitled to 5% rebate?
ReplyDeleteno
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Les enfant du décès réclame leur maison on avait pas le choix de les supplier de nous donne un délai jusqu'à la fin du confinement de trouver refuge où acheter nos propre maison.
Avec un salaire 500€/mois je n'est pas les moyen d'acheter une maison on risque de nous mettre à la rue ou puis je me renseigner pour faire un crédit pour ne pas perde tous nos souvenir,
C'est la première fois que je fais cette dèmarche car je suis dèsespèrè je suis au bout du rouleau.
Je me retrouve avec une situation assez critique et j'ai besoin d'une aide financière de 30.000€
J'ai pris le mail de Mme JANIQUE sur le réseau et franchement je souhaiterais entrer en contact avec elle et qu'elle me vienne en aide pour un prêt afin d'acheter ma maison.
Après avoir pris contact avec qu'elle, j'ai envoyé j'ai un enfants je souhaite vraiment que vous soyez quelqu'un d'honnête qui aide les gens en difficulté que jesus christ me protège de tout escroquerie car j'ai assez de problème je souhaite juste m'ensortir si vous ete pas quelqu'un d'honnête je vous pris de ne pas prendre contact avec moi.
Elle m'a dire je droit garantir mon prêt au début je doutais mon mari m'a dire desseye pour voir J'ai reçu un prêt des 30.000€
J'étais très satisfait des services fournis par Mme. JANIQUE. elle est très professionnel et explique les faits dans une langue que nous pouvons comprendre.
Une structure sérieuse avec Laquelle nous attendons la fin de confinement pour acheter notre propre maison.
Je vous donne à nouveau leur Mail
Nom :...CHANTRENS
Prénom :...JANIQUE LOUISE ANNICK
Sexe :...F
Age :...50
Profession :..prêteuse
Pays :... FRANCE
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