Fairprice app is quite useful for takeaways(not a sponsored post). I can further optimize my spending for lunch. As I am still working from home, and with my helper and me taking care of my younger son during the day now, I have started to takeaway food for lunch so that she doesn't have to cook. I have two giant Kopitiams in very close proximity to me.
Fairprice app lets you take away meals from Kopitiam at a 10% discount, earning you linkpoints at the same time while paying with your credit card. Every $2 spent earns you 1 linkpoint. This means a 0.325% effective cash rebate for every dollar spend.
Moreover unlike Grab/Foodpanda/Deliveroo, Fairprice app doesn't sneakily jack up the price of the listed stall items. It shows the exact price that the stalls are selling which is ideal.
The meals you buy through the app shows a MCC code of 5814 which is under the fast food dinning category. This means if you pay using Citi Cash Back via the app, you will be entitled to the 6% rebate. This means a total rebate of effectively 16.325%(linkpoints + 10% Kopitiam direct discount + 6% Citi rebate).
To further optimize your spending, dine in yourself and takeaway the rest. Because most stall charges 30cts for takeaway container. Do note that you can pay via the app if you are dinning in too.
Lets assume an average price for a decent meal there for one person is $5 and I am buying for three people including myself, that's $15. So effectively you are paying $12.55 for it. That means $4.18 per person.
I will try to do this method for a month to see the difference in cost. Curious to know if this method will be a cheaper yet easier alternative overall. See how it goes.
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